Terms of Use

    1. Acceptance of Terms

    Welcome to Beat. These Terms of Use constitute a legally binding agreement made between you and Beat, concerning your access to and use of our platform that connects scientists, traders, and software engineers to develop deeper insight about financial markets.

    By accessing or using the Beat platform, you agree to be bound by these Terms of Use. If you disagree with any part of these terms, you may not access the service.

    Last updated: April 19, 2025

    2. User Eligibility

    The Beat platform is intended for users who are at least 18 years of age and who agree to use the platform in accordance with applicable laws and regulations.

    By using our platform, you represent and warrant that you meet all eligibility requirements that we outline in these Terms of Use. We may still refuse to let certain people access or use the platform. We may also change our eligibility criteria at any time.

    3. User Accounts and Responsibilities

    When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our platform.

    You are responsible for safeguarding the password that you use to access the platform and for any activities or actions under your password. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

    You may not use as a username the name of another person or entity that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity without appropriate authorization, or a name that is offensive, vulgar, or obscene.

    4. Intellectual Property Rights

    The Beat platform and its original content, features, and functionality are and will remain the exclusive property of Beat and its licensors. The platform is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Beat.

    Nothing in these Terms constitutes a transfer of any intellectual property rights from us to you.

    5. User Content and Contributions

    Our platform may allow you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material (“Content”). You are responsible for the Content that you post on or through the platform, including its legality, reliability, and appropriateness.

    By posting Content on or through the platform, you represent and warrant that: (i) the Content is yours (you own it) or you have the right to use it and grant us the rights and license as provided in these Terms, and (ii) the posting of your Content on or through the platform does not violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person.

    We do not claim any ownership rights in any such Content and nothing in these Terms will be deemed to restrict any rights that you may have to use and exploit your Content. However, by making Content available through the platform, you grant to Beat a worldwide, non-exclusive, transferable, royalty-free license with the right to sublicense, use, copy, modify, create derivative works based upon, distribute, publicly display, and publicly perform your Content in connection with operating and providing the platform to you and to other users.

    Beat has the right but not the obligation to monitor and edit all Content provided by users. Beat is not responsible for the accuracy, completeness, appropriateness, or legality of user-provided Content.

    6. Prohibited Activities

    You may use the platform only for lawful purposes and in accordance with these Terms. You agree not to use the platform:

    • In any way that violates any applicable federal, state, local, or international law or regulation.
    • To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail,” “chain letter,” “spam,” or any other similar solicitation.
    • To impersonate or attempt to impersonate Beat, a Beat employee, another user, or any other person or entity.
    • To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the platform, or which, as determined by us, may harm Beat or users of the platform, or expose them to liability.
    • To use the platform in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use of the platform.
    • To use any robot, spider, or other automatic device, process, or means to access the platform for any purpose, including monitoring or copying any of the material on the platform.
    • To introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
    • To attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the platform, the server on which the platform is stored, or any server, computer, or database connected to the platform.
    • To attack the platform via a denial-of-service attack or a distributed denial-of-service attack.
    • To otherwise attempt to interfere with the proper working of the platform.

    7. Disclaimer of Warranties

    The platform is provided on an “AS IS” and “AS AVAILABLE” basis. Beat expressly disclaims all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

    Beat makes no warranty that (i) the platform will meet your requirements, (ii) the platform will be uninterrupted, timely, secure, or error-free, (iii) the results that may be obtained from the use of the platform will be accurate or reliable, or (iv) the quality of any products, services, information, or other material purchased or obtained by you through the platform will meet your expectations.

    Any material downloaded or otherwise obtained through the use of the platform is done at your own discretion and risk, and you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material.

    8. Limitation of Liability

    To the fullest extent permitted by applicable law, in no event will Beat, its affiliates, officers, directors, employees, agents, suppliers or licensors be liable for any indirect, special, incidental, consequential, or punitive damages including, without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the platform; (ii) any conduct or content of any third party on the platform; (iii) any content obtained from the platform; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.

    In jurisdictions where the exclusion or limitation of liability for consequential or incidental damages is not allowed, our liability is limited to the greatest extent permitted by law.

    9. Indemnification

    You agree to defend, indemnify, and hold harmless Beat, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the platform, including, but not limited to, your User Contributions, any use of the platform's content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the platform.

    10. Termination

    We may terminate or suspend your account and bar access to the platform immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

    If you wish to terminate your account, you may simply discontinue using the platform, or notify us that you wish to delete your account. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

    11. Governing Law

    These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our platform, and supersede and replace any prior agreements we might have had between us regarding the platform.

    12. Changes to Terms

    We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our platform after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the platform.

    13. Financial Disclaimer

    The content on Beat is provided for informational purposes only and is not intended to be investment advice. The platform does not guarantee the accuracy or completeness of any information provided and is not responsible for any errors or omissions, or for the results obtained from the use of such information.

    All investments involve risk, including the possible loss of principal. Past performance does not guarantee future results. The analyses, opinions, and insights shared on Beat represent the views of the contributors and not necessarily those of Beat.

    Users should consult with qualified professionals before making any investment decisions. Beat is not a registered investment advisor and does not provide personalized financial advice.

    14. Contact Us

    If you have any questions about these Terms, please contact us:

    • By email: a.m.gholizad@gmail.com
    • By visiting the contact page on our website